Most of the time, the storm of substance use for many years results in deep economic recession in your life as well as that of your family.
I remember a quote, which is also a fact that I heard for the first time in primary school, class 6 in a science lesson; ‘we eat to live, we don’t live to eat’! I did not understand it back then, so it sounded a bit odd to me. I was thinking that the statement should be reversed, because I thought, ‘If you are not alive, how can you eat?’
But how wrong I was. The big questions are; how long can you live without food? Can you get any food without money? Can you make any living without financial resources?
Maybe you can live on charity from your family, friends and neighbours for a while, but how sustainable can that be? How long will that last? To make a good and decent living (to eat well, have a good place to call your home, good clothes to wear) for yourself and dependents, you need to take matters into your own hands. You must do it yourself.
Let’s look at 3 basic ways to start recovering financially.
Get a Job that can Earn you an Income
Nowadays the best way to get a job is to be referred by someone who knows you. Start asking your friends, family members and neighbours to tell you about any job that they may hear about which matches your job and skills.
Some of these people may be in a position to offer you a job, why don’t you go ahead and ask. Do not be afraid of rejection because of your substance use history. You will never receive help if you do not ask for it. So just ask and see how it goes.
Your drug treatment programme may even be able to assist you in getting a job, find out from them whether any of those services are available or whether they can refer you to any recruitment firm which may be able to match your skills and experience to a job which may be available.
If you already have a job, this is the opportunity to ‘resume with renewed energy and good attitude.’ This is your opportunity to do your best job, to show everyone that you are a new person, living a new life. Your hard work will eventually lead to a promotion and raise in salary, as well as other opportunities that will make your life better.
Some jobs even come with packages like health insurance for you and your dependents, paid vacations, vehicle maintenance allowance and rent allowance, imagine if you were to get one of those…..
Get Your Skills Updated/Get Yourself Trained
You may have been out of commission for a long time and thus may not be abreast with current trends in your industry. Take the opportunity to learn about what is new, sharpen your skills so that you can put out good work which would eventually bring you good fruits.
Look to trusted colleagues and supervisors for help. Nowadays, so many free training can be found online, use that avenue if necessary.
If you do not already have a job or career to rebuild or sharpen, then get yourself trained in something that you believe you will be good at. You have skills or passions that may not have been developed; get yourself enrolled in some formal education or a vocational trade; whichever you prefer is fine.
Do something with yourself, give back to the community. If along the way you encounter any challenges; maybe financial, look for help in the community in the form of community free training opportunities, scholarship opportunities, entrepreneurship and other mentorship opportunities around you. You will not find them if you do not seek them. So please seek for these opportunities, they are out there.
Invest
After all the skills sharpening, new training and education and putting out your best work, do not spend everything you earn. Invest some of the money for a ‘rainy day’.
Beware of suspicious investment schemes who try to double your money in a few weeks or months, those are never reliable and always end up being fraudulent.
The hallmark of any good investment scheme is that, you get returns on your investment gradually and at ‘reasonable’ rates. Do your research, look for a reputable financial institution, let them tell you about what options are available and suitable for you.
Investing in insurance policies especially health insurance, will serve as a cushion for you in times of health emergencies such that, you wouldn’t have to liquidate your investment account to take care of that. There are other insurance policies that you can explore, talk to a reputable insurance company for advise.
This is the end of part three, I hope you are enjoying our time together as I am. I will see you soon with part 4. Until then, stay safe, work hard, make money, eat well, live well.